DIB fundamentals.
▸ Extracted from the filings themselves — every figure links to the exact page it came from. Latest validated period: 2026-06-30. ← back to DIB
Headline trend
last 4 filed quarters| Metric | Q3 ’25 | Q4 ’25 | Q1 ’26 | Q2 ’26 |
|---|---|---|---|---|
| Net profit | AED 1.95bn p.6 | — | AED 1.80bn p.6 | AED 1.94bn p.6 |
| Operating cash flow | — | — | AED 9.63bn p.9 | — |
| Total assets | AED 392.95bn p.5 | AED 415.95bn p.5 | AED 419.92bn p.5 | AED 423.17bn p.5 |
| Total equity | AED 51.84bn p.5 | AED 53.14bn p.5 | AED 54.83bn p.5 | AED 53.89bn p.5 |
▸ Flows (revenue, net profit, operating cash flow) are the discrete quarter; balance-sheet lines are point-in-time.
Full statements
latest filed periodBalance sheet
as of 2026-06-30| Cash and balances with central banks | AED 29,362,275,000 | p.5 |
| Due from banks and financial institutions | AED 7,568,373,000 | p.5 |
| Islamic financing and investing assets, net | AED 280,995,387,000 | p.5 |
| Investments in Sukuk | AED 85,165,739,000 | p.5 |
| Other investments measured at fair value | AED 937,460,000 | p.5 |
| Investments in associates and joint ventures | AED 2,953,505,000 | p.5 |
| Properties held for development and sale | AED 1,070,751,000 | p.5 |
| Investment properties | AED 4,769,628,000 | p.5 |
| Receivables and other assets | AED 8,465,313,000 | p.5 |
| Property and equipment | AED 1,881,220,000 | p.5 |
| total_assets | AED 423,169,651,000 | p.5 |
| Customers' deposits | AED 326,978,344,000 | p.5 |
| Due to banks and financial institutions | AED 9,913,831,000 | p.5 |
| Sukuk issued | AED 16,623,486,000 | p.5 |
| Payables and other liabilities | AED 15,764,107,000 | p.5 |
| total_liabilities | AED 369,279,768,000 | p.5 |
| Share capital | AED 7,240,744,000 | p.5 |
| Tier 1 Sukuk | AED 7,346,000,000 | p.5 |
| Other reserves and treasury shares | AED 16,416,768,000 | p.5 |
| Investments fair value reserve | AED -1,098,807,000 | p.5 |
| Exchange translation reserve | AED -2,514,367,000 | p.5 |
| Retained earnings | AED 23,241,850,000 | p.5 |
| Equity attributable to owners and Sukuk-holders of the Bank | AED 50,632,188,000 | p.5 |
| Non-controlling interests | AED 3,257,695,000 | p.5 |
| total_equity | AED 53,889,883,000 | p.5 |
| total_liabilities_and_equity | AED 423,169,651,000 | p.5 |
Cash flow
6-month to 2026-06-30| Tax paid | AED -32,056,000 | p.9 |
| Profit for the period before income tax expense | AED 4,333,976,000 | p.9 |
| Share of profit from associates and joint ventures | AED -192,738,000 | p.9 |
| Dividend income | AED -4,196,000 | p.9 |
| Gain on sale of investments in Sukuk | AED -48,493,000 | p.9 |
| Gain on disposal of investment properties | AED -11,601,000 | p.9 |
| Depreciation of property and equipment | AED 99,802,000 | p.9 |
| (Gain) / loss on disposal of property and equipment | AED -146,000 | p.9 |
| Depreciation of investment properties | AED 26,668,000 | p.9 |
| Provision for employees’ end-of-services benefit | AED 14,273,000 | p.9 |
| Impairment charge for the period, net | AED 489,298,000 | p.9 |
| Operating cash flow before changes in operating assets and liabilities | AED 4,706,843,000 | p.9 |
| Decrease in due from banks and financial institutions | AED 988,250,000 | p.9 |
| Increase in Islamic financing and investing assets | AED -19,439,780,000 | p.9 |
| Decrease / (increase) in receivables and other assets | AED 1,101,029,000 | p.9 |
| Decrease / (increase) in property held for development and sale | AED 39,563,000 | p.9 |
| Increase in customers’ deposits | AED 6,758,706,000 | p.9 |
| Increase / (decrease) in due to banks and financial institutions | AED 7,947,403,000 | p.9 |
| (Decrease) / increase in payables and other liabilities | AED -414,910,000 | p.9 |
| Cash generated from operations | AED 1,687,104,000 | p.9 |
| Employees’ end-of-services benefit paid | AED -7,324,000 | p.9 |
| ocf | AED 1,647,724,000 | p.9 |
| Addition in investment in Sukuk | AED -6,275,339,000 | p.9 |
| Proceeds from disposal / maturity of investment in Sukuk | AED 11,759,087,000 | p.9 |
| Purchase of investment properties | AED -10,964,000 | p.9 |
| Proceeds from disposal of investment properties | AED 68,569,000 | p.9 |
| capex | AED -235,450,000 | p.9 |
| Purchase of other investments measured at fair value | AED -3,846,000 | p.9 |
| Proceeds from other investments measured at fair value | AED 28,826,000 | p.9 |
| Dividend received | AED 4,196,000 | p.9 |
| Addition in investments in associates and joint ventures | AED -127,430,000 | p.9 |
| Dividend received from investments in associates and joint ventures | AED 71,790,000 | p.9 |
| Net cash generated from / (used in) investing activities | AED 5,279,439,000 | p.9 |
| Repayment of Sukuk financing instruments | AED -8,447,947,000 | p.10 |
| Tier 1 Sukuk issuance | AED 3,673,000,000 | p.10 |
| Tier 1 Sukuk redemption | AED -3,673,000,000 | p.10 |
| Tier 1 Sukuk profit distribution | AED -164,137,000 | p.10 |
| Tier 1 Sukuk issuance cost | AED -394,000 | p.10 |
| dividends_paid | AED -2,649,853,000 | p.10 |
| Net cash used in financing activities | AED -11,262,331,000 | p.10 |
| Net decrease in cash and cash equivalents | AED -4,335,168,000 | p.10 |
| Cash and cash equivalents at the beginning of the period | AED 40,166,739,000 | p.10 |
| Effect of exchange rate changes on the balance of cash held in foreign currencies | AED -2,823,000 | p.10 |
| Cash and cash equivalents at the end of the period (note 21) | AED 35,828,748,000 | p.10 |
Income statement
6-month to 2026-06-30| Income from Islamic financing and investing transactions | AED 10,234,587,000 | p.6 |
| Commissions, fees and foreign exchange income | AED 906,305,000 | p.6 |
| Income from other investments measured at fair value, net | AED 4,196,000 | p.6 |
| Income from properties held for development and sale, net | AED 236,156,000 | p.6 |
| Income from investment properties | AED 79,702,000 | p.6 |
| Share of profit from associates and joint ventures | AED 192,738,000 | p.6 |
| Other income | AED 785,250,000 | p.6 |
| Less: depositors’ and sukuk holders’ share of profit | AED -5,644,397,000 | p.6 |
| Net income | AED 6,794,537,000 | p.6 |
| Personnel expenses | AED -1,161,273,000 | p.6 |
| General and administrative expenses | AED -683,520,000 | p.6 |
| Depreciation of investment properties | AED -26,668,000 | p.6 |
| Depreciation of property and equipment | AED -99,802,000 | p.6 |
| Total operating expenses | AED -1,971,263,000 | p.6 |
| Net operating income before impairment charges | AED 4,823,274,000 | p.6 |
| Impairment charges, net | AED -489,298,000 | p.6 |
| Net profit for the period before income tax expense | AED 4,333,976,000 | p.6 |
| Income tax expense | AED -597,668,000 | p.6 |
| net_income | AED 3,736,308,000 | p.6 |
| Owners of the Bank | AED 3,571,985,000 | p.6 |
| Non-controlling interests | AED 164,323,000 | p.6 |
| net_income | AED 3,736,308,000 | p.6 |
| Basic and diluted earnings per share (AED per share) | AED 470 | p.6 |
| net_income | AED 3,736,308,000 | p.7 |
| Fair value gain / (loss) on other investments carried at FVTOCI, net | AED -12,405,000 | p.7 |
| Exchange differences on translation of foreign operations, net | AED -143,238,000 | p.7 |
| Fair value gain / (loss) on sukuk investment carried at FVTOCI, net | AED -305,000 | p.7 |
| Other comprehensive loss for the period | AED -155,948,000 | p.7 |
| Total comprehensive income for the period | AED 3,580,360,000 | p.7 |
| Owners of the Bank | AED 3,417,077,000 | p.7 |
| Non-controlling interests | AED 163,283,000 | p.7 |
| Total comprehensive income for the period | AED 3,580,360,000 | p.7 |
| total_income | AED 12,438,934,000 | p.6 |