Page-cited financials · quarter over quarter

EIBANK fundamentals.

▸ Extracted from the filings themselves — every figure links to the exact page it came from. Latest validated period: 2026-03-31. ← back to EIBANK

Headline trend

last 4 filed quarters

Metric	Q2 ’25	Q3 ’25	Q4 ’25	Q1 ’26
Net profit	AED 23.87mn p.5	AED 22.73mn p.5	—	AED 5.35mn p.5
Operating cash flow	—	—	—	AED -224.11mn p.7
Total assets	AED 4.56bn p.4	AED 5.00bn p.4	AED 4.88bn p.4	AED 4.60bn p.4
Total equity	AED 1.42bn p.4	AED 1.48bn p.4	AED 1.49bn p.11	AED 1.47bn p.4

▸ Flows (revenue, net profit, operating cash flow) are the discrete quarter; balance-sheet lines are point-in-time.

Full statements

latest filed period

Balance sheet

as of 2026-03-31

Cash and balances with Central Bank of the UAE	AED 461,281,000	p.4
Due from banks and financial institutions, net	AED 524,658,000	p.4
Investments, net	AED 2,581,221,000	p.4
Loans and advances, net	AED 930,002,000	p.4
Other assets	AED 54,028,000	p.4
Property and equipment	AED 4,452,000	p.4
Intangible assets	AED 45,840,000	p.4
total_assets	AED 4,601,482,000	p.4
Customer deposits	AED 3,035,189,000	p.4
Current tax liabilities	AED 12,451,000	p.4
Other liabilities	AED 85,315,000	p.4
Deferred tax liabilities	AED 1,190,000	p.4
total_liabilities	AED 3,134,445,000	p.4
Share capital	AED 1,000,000,000	p.4
Legal reserve	AED 64,990,000	p.4
Impairment reserve-general	AED 36,697,000	p.4
Cumulative changes in fair value	AED 67,270,000	p.4
Retained earnings	AED 298,380,000	p.4
total_equity	AED 1,467,337,000	p.4
total_liabilities_and_equity	AED 4,601,482,000	p.4

Cash flow

3-month to 2026-03-31

Dividends received	AED 4,278,000	p.7
Interest received (including interest from investments)	AED 54,024,000	p.7
Interest paid	AED -14,681,000	p.7
Total cash and cash equivalents	AED 723,925,000	p.7
Due from banks	AED 519,290,000	p.7
Cash and balances with the Central Bank of the UAE (excluding statutory deposits)	AED 204,635,000	p.7
CASH AND CASH EQUIVALENTS AT 31 MARCH	AED 723,925,000	p.7
Cash and cash equivalents at 1 January	AED 960,812,000	p.7
NET DECREASE IN CASH AND CASH EQUIVALENTS	AED -236,887,000	p.7
Net cash used in financing activities	AED -1,296,000	p.7
Payment of principal portion of lease liabilities	AED -1,296,000	p.7
Net cash used in investing activities	AED -11,479,000	p.7
Intangible assets under development	AED -10,485,000	p.7
capex	AED -994,000	p.7
ocf	AED -224,112,000	p.7
Change in other liabilities	AED 17,754,000	p.7
Change in customers’ deposits	AED -274,768,000	p.7
Change in other assets	AED 1,463,000	p.7
Change in investments, net	AED 42,379,000	p.7
Change in loans and advances, net	AED -1,393,000	p.7
Change in due from bank with original maturity of over three months	AED 3,916,000	p.7
Change in statutory reserve deposits with Central Bank of the UAE	AED -23,421,000	p.7
Operating profit before changes in operating assets and liabilities	AED 9,958,000	p.7
Net impairment loss on financial assets	AED 2,245,000	p.7
Depreciation on right-of-use assets	AED 1,280,000	p.7
Amortization of intangible assets	AED 85,000	p.7
Depreciation on property and equipment	AED 257,000	p.7
Profit for the period before tax	AED 6,091,000	p.7

Income statement

3-month to 2026-03-31

BASIC AND DILUTED EARNING PER SHARE (in AED)	AED 530	p.5
net_income	AED 5,347,000	p.5
Income tax expense	AED -744,000	p.5
PROFIT FOR THE PERIOD BEFORE TAX	AED 6,091,000	p.5
OPERATING EXPENSES	AED -45,649,000	p.5
Net impairment loss on financial assets	AED -2,245,000	p.5
General and administrative expenses	AED -43,404,000	p.5
Interest income from loans and placements	AED 21,632,000	p.5
Net income from investments	AED 32,164,000	p.5
interest_expense	AED -16,349,000	p.5
INTEREST AND INVESTMENT INCOME, NET	AED 37,447,000	p.5
Fee, commission and other income	AED 11,402,000	p.5
Exchange gain, net	AED 2,891,000	p.5
operating_income	AED 51,740,000	p.5