AJMANBANK fundamentals.
▸ Extracted from the filings themselves — every figure links to the exact page it came from. Latest validated period: 2026-03-31.
Balance sheet
as of 2026-03-31| Cash and balances with the Central Bank | AED 2,464,823,000 | p.4 |
| Islamic financing and investing assets with banks and other financial institutions. | AED 3,782,295,000 | p.4 |
| Islamic financing and investing assets, net | AED 19,453,606,000 | p.4 |
| Islamic investment securities at fair value | AED 5,553,864,000 | p.4 |
| Investment properties | AED 401,200,000 | p.4 |
| Property and equipment | AED 202,615,000 | p.4 |
| Other Islamic assets | AED 970,248,000 | p.4 |
| total_assets | AED 32,828,651,000 | p.4 |
| Islamic customers' deposits | AED 24,083,961,000 | p.4 |
| Due to banks and other financial institutions | AED 2,641,902,000 | p.4 |
| Sukuk financing instrument | AED 1,817,707,000 | p.4 |
| Other liabilities | AED 1,081,104,000 | p.4 |
| total_liabilities | AED 29,624,674,000 | p.4 |
| Share capital | AED 2,723,500,000 | p.4 |
| Treasury shares | AED -2,755,000 | p.4 |
| Statutory reserve | AED 308,719,000 | p.4 |
| Investment fair value reserve | AED -361,207,000 | p.4 |
| Retained earnings | AED 535,720,000 | p.4 |
| total_equity | AED 3,203,977,000 | p.4 |
| total_liabilities_and_equity | AED 32,828,651,000 | p.4 |
Cash flow
as of 2026-03-31| Profit before tax | AED 134,156,000 | p.8 |
| Depreciation of property and equipment | AED 7,224,000 | p.8 |
| Write-back of provision for expected credit losses on financial assets | AED -20,196,000 | p.8 |
| Income from Islamic investment securities | AED -52,158,000 | p.8 |
| Realized gain on disposal of Islamic investment securities | AED -6,859,000 | p.8 |
| Operating cash flows before changes in operating assets and liabilities | AED 62,167,000 | p.8 |
| Islamic financing and investing assets | AED -1,705,132,000 | p.8 |
| Islamic financing and investing assets with banks and other financial institutions | AED 88,268,000 | p.8 |
| Statutory deposit with the Central Bank | AED -56,312,000 | p.8 |
| International Murabahat with the Central Bank | AED -550,000,000 | p.8 |
| Other Islamic assets | AED -48,289,000 | p.8 |
| Islamic customers’ deposits | AED 338,137,000 | p.8 |
| Due to banks and other financial institutions | AED -244,359,000 | p.8 |
| Other liabilities | AED 147,689,000 | p.8 |
| ocf | AED -1,967,831,000 | p.8 |
| Purchase of Islamic investment securities | AED -1,028,067,000 | p.8 |
| Proceeds from sale of Islamic investment securities | AED 1,005,248,000 | p.8 |
| capex | AED -38,242,000 | p.8 |
| Profit income on Islamic investment securities | AED 61,213,000 | p.8 |
| Net cash generated from/(used in) investing activities | AED 152,000 | p.8 |
| dividends_paid | AED -250,017,000 | p.8 |
| Issuance of sukuk financing instrument | AED 909,000 | p.8 |
| Treasury shares | AED 1,500,000 | p.8 |
| Net cash used in financing activities | AED -247,608,000 | p.8 |
| Net (decrease)/increase in cash and cash equivalents | AED -2,215,287,000 | p.8 |
| Net cash and cash equivalents at 1 January | AED 3,526,907,000 | p.8 |
| Cash and cash equivalents at 31 March (Note 6) | AED 1,311,620,000 | p.8 |
Income statement
as of 2026-03-31| Income from Islamic financing and investing assets | AED 320,874,000 | p.5 |
| Income from Islamic investment securities | AED 59,017,000 | p.5 |
| Fees, commissions and other income | AED 63,152,000 | p.5 |
| Total operating income before depositors’ share of profits | AED 443,043,000 | p.5 |
| Depositors’ share of profits | AED -221,214,000 | p.5 |
| Staff costs | AED -66,870,000 | p.5 |
| General and administrative expenses | AED -33,775,000 | p.5 |
| Depreciation of property and equipment | AED -7,224,000 | p.5 |
| Write-back of provision for expected credit losses on financial assets | AED 20,196,000 | p.5 |
| Total expenses | AED -87,673,000 | p.5 |
| Profit before tax | AED 134,156,000 | p.5 |
| Income tax expense, net | AED -4,591,000 | p.5 |
| net_income | AED 129,565,000 | p.5 |
| Basic and diluted earnings per share (AED) | AED 48 | p.5 |
| total_operating_income | AED 221,829,000 | p.5 |