ORIENT fundamentals.
▸ Extracted from the filings themselves — every figure links to the exact page it came from. Latest validated period: 2026-03-31.
Balance sheet
as of 2026-03-31| Property and equipment | AED 91,770,000 | p.4 |
| Intangible asset | AED 5,988,000 | p.4 |
| Deferred tax asset | AED 14,108,000 | p.4 |
| Investments held at amortised cost | AED 287,472,000 | p.4 |
| Investments carried at FVOCI | AED 3,244,624,000 | p.4 |
| Investments carried at FVTPL | AED 2,052,915,000 | p.4 |
| Insurance contract assets | AED 247,525,000 | p.4 |
| Reinsurance contract assets | AED 5,705,939,000 | p.4 |
| Other receivables and prepayments | AED 130,079,000 | p.4 |
| Statutory deposits | AED 294,431,000 | p.4 |
| Bank deposits | AED 5,541,060,000 | p.4 |
| cash | AED 684,038,000 | p.4 |
| total_assets | AED 18,299,949,000 | p.4 |
| Share capital | AED 500,000,000 | p.4 |
| Statutory reserve | AED 125,000,000 | p.4 |
| Legal reserve | AED 274,672,000 | p.4 |
| Exceptional loss reserve | AED 431,790,000 | p.4 |
| Fair value investments reserve | AED 1,848,329,000 | p.4 |
| Foreign currency translation reserve | AED -356,485,000 | p.4 |
| Reinsurance risk reserve | AED 147,954,000 | p.4 |
| Capital reserve | AED 17,910,000 | p.4 |
| Retained earnings | AED 1,424,115,000 | p.4 |
| General reserve | AED 2,001,430,000 | p.4 |
| Equity attributable to equity holders of the Parent | AED 6,414,715,000 | p.4 |
| Non-controlling interests | AED 70,300,000 | p.4 |
| total_equity | AED 6,485,015,000 | p.4 |
| Deferred tax liability | AED 108,273,000 | p.4 |
| Employees' end of service benefits | AED 48,422,000 | p.4 |
| Other payables | AED 211,015,000 | p.4 |
| Investment contract liabilities | AED 1,590,252,000 | p.4 |
| Income tax payable | AED 138,360,000 | p.4 |
| Total other liabilities | AED 2,096,322,000 | p.4 |
| Insurance contract liabilities | AED 9,021,017,000 | p.4 |
| Reinsurance contract liabilities | AED 697,595,000 | p.4 |
| Total insurance contract liabilities | AED 9,718,612,000 | p.4 |
| total_liabilities | AED 11,814,934,000 | p.4 |
| total_liabilities_and_equity | AED 18,299,949,000 | p.4 |
Cash flow
9-month to 2025-09-30| Net profit before tax for the period | AED 742,666,000 | p.9 |
| Depreciation for the period | AED 13,171,000 | p.9 |
| Unrealized loss on investments carried at FVTPL | AED 1,095,000 | p.9 |
| Provision for employees end of service benefits | AED 7,414,000 | p.9 |
| Finance costs | AED 1,390,000 | p.9 |
| Interest income | AED -241,518,000 | p.9 |
| Dividend income | AED -139,247,000 | p.9 |
| Cash flows from operating activities | AED 384,971,000 | p.9 |
| Changes in insurance contract assets | AED 39,322,000 | p.9 |
| Changes in reinsurance contract assets | AED -341,466,000 | p.9 |
| Changes in other receivable and prepayments | AED -171,718,000 | p.9 |
| Changes in insurance contract liabilities | AED 390,907,000 | p.9 |
| Changes in reinsurance contract liabilities | AED 401,585,000 | p.9 |
| Retirement benefit obligation | AED -1,841,000 | p.9 |
| Changes in other payables | AED 19,411,000 | p.9 |
| Income tax paid | AED -56,119,000 | p.9 |
| ocf | AED 665,052,000 | p.9 |
| capex | AED -29,660,000 | p.9 |
| Lease asset | AED 10,094,000 | p.9 |
| Dividend income | AED 139,247,000 | p.9 |
| Interest income | AED 241,518,000 | p.9 |
| Movement in deposits with banks | AED -408,292,000 | p.9 |
| Purchase of investments carried at FVTPL | AED -547,645,000 | p.9 |
| Purchase of investments carried at amortized cost | AED -323,769,000 | p.9 |
| Purchase of investments carried at FVTOCI | AED -134,283,000 | p.9 |
| Proceeds from of investments carried at amortized cost | AED 253,789,000 | p.9 |
| Proceeds from sale of investments through FVTPL | AED 464,937,000 | p.9 |
| Proceeds from sale of investments carried at FVTOCI | AED 66,110,000 | p.9 |
| Net cash (used in)/generated from investing activities | AED -267,953,000 | p.9 |
| Payment of lease liabilities | AED -368,000 | p.9 |
| dividends_paid | AED -400,000,000 | p.9 |
| Net cash used in financing activities | AED -400,368,000 | p.9 |
| INCREASE/ (DECREASE) IN CASH AND CASH EQUIVALENTS | AED -3,269,000 | p.9 |
| Cash and cash equivalents as at 1 January | AED 766,376,000 | p.9 |
| Movement in foreign currency translation reserve net of tax | AED -1,379,000 | p.9 |
| CASH AND CASH EQUIVALENTS AT THE END OF THE PERIOD | AED 761,728,000 | p.9 |
Income statement
full year to 2025-12-31| revenue | AED 9,225,618,000 | p.13 |
| Insurance service expenses | AED -5,693,007,000 | p.13 |
| Net (expenses)/income from reinsurance contracts held | AED -3,016,571,000 | p.13 |
| INSURANCE SERVICE RESULT | AED 516,040,000 | p.13 |
| Net gain on fair value of ULIP investments (asset) | AED 256,198,000 | p.13 |
| Change in fair value of investment contract liabilities | AED -187,690,000 | p.13 |
| Interest income on investments not measured under FVTPL | AED 364,942,000 | p.13 |
| Other investment income | AED 140,500,000 | p.13 |
| NET INVESTMENT RESULT | AED 573,950,000 | p.13 |
| Insurance finance expense for insurance contracts issued | AED -215,045,000 | p.13 |
| Reinsurance finance income for reinsurance contracts held | AED 114,532,000 | p.13 |
| NET INSURANCE FINANCE EXPENSE | AED -100,513,000 | p.13 |
| NET INSURANCE AND INVESTMENT RESULT | AED 989,477,000 | p.13 |
| Other operating income | AED 51,845,000 | p.13 |
| Other operating expenses | AED -106,526,000 | p.13 |
| NET PROFIT BEFORE TAX | AED 934,796,000 | p.13 |
| Income tax for the year | AED -98,160,000 | p.13 |
| Deferred Tax | AED -384,000 | p.13 |
| net_income | AED 836,252,000 | p.13 |
| Shareholders | AED 820,984,000 | p.13 |
| Non-controlling interests | AED 15,268,000 | p.13 |
| Basic and diluted earnings per share attributable to Equity shareholders of the Company (AED) | AED 164,200 | p.13 |